Our HP, PCP and Premium Credit agreements are all based on our own scorecard which is built on real loans and is constantly evolving.
When lending is arranged on a Shared Risk or Own Risk basis LM operations creates a customised scorecard for each Dealer portfolio to enable risks to be managed in line with Dealership objectives.
Calculators – The Slider
We pride ourselves on responsible lending and development of leading software tools. Our Dealers are given a secure login to propose deals using the LM Operations application portal or automated XML.
Within the secure portal Dealers can easily adjust sliders to fit customer repayment requirements enabling a deal to be built around customers key criteria. In addition, you can input minimum Dealership requirements in terms of profitability and when making any adjustments to the proposal you can see at a glance how much profit you can generate. The Slider calculator helps Dealers to quickly adjust proposals to help win more customers whilst optimising profitability.
All dealerships are provided with dedicated representatives. We don’t use call centres so you will always get through to a member of our team who can help you achieve the proposal you need to make a deal.