A HUMAN APPROACH TO CAR FINANCE
Car Finance Made Simple
Less Than Perfect Credit? No Problem
✅ Apply for car finance and receieve a decision the same day.
✅ Clear, simple and transparent journey for customers.
✅ We’re a lender not a broker. No middlemen – faster decisions.
Apply For Car Finance
A hard credit search takes place at the point of applying.
Finance Calculator
Warning: If you do not meet the repayments on your hire-purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
Representative example: Borrowing €12,500 over 54 Months with a representative of 17.9% APR, an annual interest rate of 17.9% (fixed) and a deposit of €0.00, the amount payable would be 53 repayments of €327.52 per month, with one final repayment of €526.52 (which includes the option to purchase fee of €199.00), with a total cost of credit of €5,385.08 and a total amount payable of €17,885.08.
LM Operations Ltd are a lender, not a broker. This is for illustrative purposes only and is not a quote or an offer of finance.
Our finance rates vary depend on individual circumstances and is subject to status.
How Your Finance May Look
Our Finance Offering
LM Operations offers hire purchase (HP) car finance, a traditional way of financing that includes an optional deposit, followed by monthly payments and eventual ownership of the car.
LM Operations is a lender and not a broker, meaning you don’t have to go through a middleman to find out if you’ll be accepted. When you apply for car finance with us, we’ll process your application, and you’ll receive a decision the same day!
Why Choose Car Finance?
Car finance allows you to split the cost of your repayments into monthly instalments that can fit your budget. This may help you get behind the wheel sooner.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
Warning: If you do not meet the repayments on your hire-purchase agreement your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.